What is a Fractional FM?
A Fractional FM (Fractional Financial Manager) is a high-level finance professional who provides part-time, outsourced financial management and strategic advisory services to businesses. Instead of hiring a full-time Financial Manager (FM) or Chief Financial Officer (CFO), companies engage a fractional finance expert to access top-tier financial leadership at a fraction of the cost.
Key Benefits of a Fractional FM:
- Cost-Effective Expertise – Get senior financial management without the full-time expense.
- Scalable Services – Support tailored to your business needs, whether weekly, monthly, or per project.
- Strategic Financial Planning – Improve cash flow, financial reporting, forecasting, and risk management.
- Compliance & Tax Optimization – Ensure adherence to IFRS, SARS regulations, and tax efficiency.
- Process Automation & Efficiency – Implement cloud-based accounting, payroll systems, and digital transformation.
Who Needs a Fractional FM?
- Growing SMEs that need financial expertise but don’t require a full-time CFO.
- Startups and Scaling Businesses looking for financial guidance and investor readiness.
- Companies in Transition (mergers, acquisitions, restructuring) needing strategic financial oversight.
- Business Owners who want financial clarity without hiring a large finance team.
At Fractional FM, professionals help businesses navigate complex financial decisions, improve profitability, and ensure compliance, all while offering flexible, high-value financial leadership.
Financial complexities hold you back?
- Are you struggling to keep up with the financial demands of running your business?
- Is the stress of payroll administration, bookkeeping errors, and late submissions getting you down?
- Are payroll headaches, tax complexities, and endless paperwork consuming your valuable time and resources?
- Would you like to have insight into your business that will allow you to invest wisely and grow sustainably?
At Fractional FM, we understand the challenges that small and medium-sized businesses face when it comes to financial management.
That's why we're here to provide tailored solutions to alleviate your burden and help you thrive.
What We Offer
With a focus on small, medium, and micro enterprises (SMMEs), natural persons, trusts, and sole proprietors, Fractional FM offers a comprehensive suite of services. From payroll administration, bookkeeping, and drafting annual financial statements to management accounts, income tax calculations, and revenue authority dispute resolutions, we cover the entire financial spectrum. We use cutting-edge tools like Xero Accounting Software for bookkeeping, Payspace for payroll administration, and DraftWorx or Caseware for compiling annual financial statements.
Our market presence extends beyond routine financial tasks. We update company records at intellectual properties and companies commission, ensuring accuracy in taxpayer information at the revenue authority. Fractional FM critically examines clients' affairs, providing valuable insights to foster business growth and efficiency.
We take pride in not just offering financial services but in being strategic partners for our clients. Beyond routine financial tasks, we analyze our clients' affairs, providing valuable insights to help them make informed decisions and grow their businesses. Our tax efficiency strategies involve utilizing legal entities to optimize liabilities and protect assets.